We're Rifles to Riches.

Veterans & Financial Professionals

No one understands your situation more than someone who has been in that situation. We are a team of veterans in the financial field that present our unique skillsets to help out everyday Americans just like us. Here’s more about our team:

Matthew Ayala

Matthew Ayala

Mortgage Professional
Matthew Ayala is a veteran of the U.S. Navy, Freemason and Mortgage Consultant on the VA Loan Guy team at Military Home Spot Lending. He believes that those who fought for the American Dream deserve to live it, and helps facilitate financial freedom through real estate investing. He especially enjoys working with servicemembers, veterans, first responders, healthcare professionals and teachers.
Aaron Torres

Aaron Torres

Accountant / Tax Professional
Aaron Torres is a veteran of the U.S. Marine Corps. He is a dedicated tax professional who, after completing his military service, chose to further his education and pursue a career in Accounting. He is dedicated to helping small business owners keep running our country.

Mortgage Solutions for First-Time Home Buyers, Move-Up Buyers & More

Buying a home is a daunting task, and for most people, it is the most important transaction they’ve had in their entire life. You owe it to yourself to go through this process with someone who knows what they’re doing. I specialize in the VA Loan and other first-time homebuyer programs for first responders, medical professionals, educators and other hometown heroes.

If you’re already bought a home before, I still have you covered. I can help you build a plan to scale your rental portfolio and help you retire early with income from your rental properties, and, with my vast network of real estate professionals, help pick out realtors in markets you’re looking in if you haven’t already picked one out, making your PCS or out-of-area purchase an easy transaction.

Matthew Ayala

Veteran, U.S. Navy
Mortgage Professional

First Time Home Buyers

Tax Planning and Filing for Small Businesses, Real Estate Owners & More

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Aaron Torres

Veteran, U.S. Marine Corps
Tax Professional

Tax Planning

At Rifles to Riches, our mission is to help veterans, first responders and those who build and sustain our communities, live the American Dream.

© 2025, Rifles To Riches. All Rights Reserved. And remember… you fought for the American Dream. Now start living it!